Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies.
Before we get into how you can prevent, limit or react to flooding, it’s important to note that flood damage is typically not covered by your homeowners or renters insurance. There are specialized flood insurance programs that we can discuss with you. Contact us for more information.
Preparing for a flood
The Federal Emergency Management Agency recommends a number of steps to stay safe during emergencies and limit damage from flooding. You should:
Acting during a flood
If a flood is likely in your area, quick action may be necessary to protect your family and property. You should:
If you have evacuated your home, do not return until authorities tell you it is safe.
Coping after a flood
Flooding can cause emotional stress along with physical hazards, so be mindful of the well-being of yourself and your family during the aftermath.
The Red Cross has a free book available called “Repairing Your Flooded Home,” which contains useful information as you clean up. It’s available at www.redcross.org. Of course, don’t hesitate to contact us as well — we’re ready to help!
Flooding is one of the most common hazards in the U.S. Being prepared for any emergency is crucial for the safety of you and your family. Don’t be caught off guard!
Reposted with permission from the original author, Safeco Insurance®.
Top image by Flickr user Tom Good used under Creative Commons Attribution-Sharealike 2.0 license. Image cropped and modified from original.