Don’t leave the future of your loved ones to chance. Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made to your family when you are gone.
Alpine Castle Lake Insurance can help you find the right life insurance policy for you and help ensure that your policy continually meets your needs. Contact us today to get started.
The right life insurance policy will be unique for you and dependent on your personal and financial needs.
As your life changes, your life insurance coverage may need to change in order to adapt to your current needs.
Some life transformations that may require a policy tune-up? include the following:
There are several different types of life insurance policies available — the most common include the following:
So what type of life insurance is best for you? Talk with the team at Alpine Castle Lake Insurance today at 208-552-2100. We can assist in identifying the best protection for you.
Not only can life insurance provide assurance for your family after you are gone, many life insurance options offer other benefits and investment opportunities you can take advantage of while you are living.
Advantages of the life insurance death benefit: When you pass away, your life insurance provides income tax-free money to your named beneficiary or beneficiaries that can be used to pay funeral expenses, debt, tuition, estate taxes or virtually any financial need. Your policy can help provide security for your business as well, by enabling partners to buy out the interests of a deceased partner and prevent a forced liquidation.
Advantages of Living Benefits: The cash value growth of a whole life insurance policy is tax-deferred, meaning you do not pay taxes on the growth of cash value, unless money is withdrawn. Loans or withdrawals can be taken against the cash value of a whole life insurance policy to help with expenses, such as college tuition or the down payment on a home.
The right life insurance coverage for each and every one of our neighbors in Idaho Falls is unique — talk with the Alpine Castle Lake Insurance team today to find out how to protect your family and your future with the right life insurance.